Lesson 5. Tools for Life#
Why This Matters#
AI tools are useful not only for earning, but for personal productivity: document work, search, content, meetings.
Key Idea#
Personal AI stack saves 5–10 hours per week
These tools help you work faster and better.
Tool Classes for Life#
1. Universal Assistants
Detailed reviews of all AI companies, their products and ecosystems — see Lesson 1 of this module. Here — a quick cheat sheet for everyday use.
ChatGPT (OpenAI)
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what: universal AI assistant
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pros: smart, fast, flexible
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cons: paid subscription for advanced models
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why: text generation, analysis, ideas, work help
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price: free (GPT-4o mini), $20/month (ChatGPT Plus with GPT-5.2), $200/month (ChatGPT Pro with GPT-5.2 Pro and GPT-5.3)
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link: chat.openai.com
Claude (Anthropic)
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what: AI assistant with large context
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pros: excellent at code and long-term tasks, large context (200K tokens)
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cons: fewer integrations than OpenAI
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why: document work, analysis, coding, autonomous tasks
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price: free (Claude Sonnet 4.5), $20/month (Pro with Claude Opus 4.6), $100/month (Max — maximum limits)
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link: claude.ai
Gemini (Google)
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what: Google AI with multimodal capabilities
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pros: Google Workspace integration, native image and audio generation, 2x faster than previous versions
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cons: fewer third-party integrations
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why: Google document work, search, data, agent AI projects (Project Astra, Mariner, Jules)
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price: free (Gemini 3 Flash), from $20/month (Gemini Advanced with Gemini 3 Pro and Deep Think)
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link: gemini.google.com
When to use what:
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ChatGPT — generalist for texts, code, ideas
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Claude — long documents, analysis, summaries, complex code, autonomous tasks
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Gemini — Google Workspace work, agent AI projects
1.5 Chinese AI Models (budget alternative)
Detailed overview of Chinese AI companies — see "Chinese AI Companies" section in Lesson 1.
Why you need them:
Chinese models cost 3–20x less than Western counterparts and only slightly lag in performance. Great option for experiments, prototypes, and budget-limited projects.
DeepSeek (DeepSeek AI)
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what: powerful model with open weights and transparent reasoning
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best model: DeepSeek-R1 (685B parameters)
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pros: 3x cheaper than GPT-4o, reasoning transparency
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cons: slightly weaker on creative tasks
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why: programming, logic tasks, data analysis
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price: ~$0.003 per 1K input tokens (3x cheaper than GPT-4)
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link: deepseek.com
GLM (Zhipu AI)
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what: model family from Chinese unicorn
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best model: GLM-4.5 (355B parameters, 32B active in MoE)
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pros: 3rd place in global agent task rankings, compact GLM-4.5-Air version
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cons: less documentation in English
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why: agent tasks, reasoning, coding
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price: ~$0.004 per 1K input tokens
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link: zhipuai.cn
Kimi (Moonshot AI)
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what: model focused on agent intelligence and personalization
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best model: Kimi K2 (500B parameters MoE, July 2025)
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pros: lossless long context (up to 500K tokens without loss), personalization
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cons: more specialized for Chinese market
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why: long documents, agent tasks, personalized assistants
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price: ~$0.005 per 1K input tokens
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link: moonshot.cn
MiniMax
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what: specialized models for text and multimodality
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best models: MiniMax-Text-01 (456B, 4M token context), MiniMax-VL-01 (visual tasks)
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pros: huge context (4M tokens!), multimodality
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cons: less known in the West
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why: working with huge documents, visual analysis
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price: ~$0.004–0.006 per 1K input tokens
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link: minimaxi.com
When to use Chinese models:
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Budget projects and prototypes
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High-volume request tasks
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Experiments and learning (up to 90% budget savings)
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Data analysis, programming (where they match GPT-4)
When NOT to use:
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Creative tasks (marketing, copywriting)
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Tasks requiring deep understanding of Western culture
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Projects where brand reputation is critical (clients may be conservative)
2. Search and Analysis
Detailed overview of Perplexity and Perplexity Browser — see Lesson 1, "Special Focus: Three Breakthrough Products" section.
Perplexity
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what: AI search with answers and links + Comet browser for AI navigation
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pros: fast, up-to-date data, sources
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cons: less control over search
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why: quick answers with facts
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price: free, Pro $20/month
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link: perplexity.ai, perplexity.ai/browser
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tutorial videos: youtube.com/watch?v=uYlfGD8Y168, youtube.com/watch?v=9C2axbmMvb8, youtube.com/watch?v=30ddWa2NIw0
You.com
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what: AI search engine
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pros: privacy, different modes (search, generation, code)
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cons: cluttered interface
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why: search + generation in one place
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price: free, Pro from $15/month
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link: you.com
When to use:
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quick fact-finding
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topic research
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fact-checking
3. Documents and Notes
NotebookLM
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what: AI researcher for analyzing your documents, notes, and sources
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pros: answers based on your materials, creates summaries, FAQ, AI podcasts
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cons: quality depends on uploaded sources
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why: quickly understand a big topic or document archive
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price: free
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link: notebooklm.google.com
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tutorial videos: youtube.com/watch?v=AdzgUmNQ8wI, youtube.com/watch?v=DdX9gLtJFBs, youtube.com/watch?v=20Vem6LAI0Q
Notion AI
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what: AI assistant in Notion
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pros: database integration, autocomplete
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cons: paid add-on
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why: text generation, summaries, notes
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price: $10/month (add-on to Notion)
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link: notion.so
Google Workspace AI (Gemini for Workspace)
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what: AI in Docs, Sheets, Gmail
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pros: Google integration, generation and analysis
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cons: paid subscription
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why: document, email, spreadsheet work
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price: from $20/month
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link: workspace.google.com
Microsoft Copilot
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what: AI in Office 365
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pros: Word, Excel, Outlook integration
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cons: expensive, 365 subscription needed
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why: Office work automation
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price: from $30/month
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link: microsoft.com/copilot
When to use:
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if you work in Notion/Google/Microsoft
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need document automation
4. Design and Visuals
Canva AI
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what: design with AI tools (Magic Design, backgrounds, etc.)
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pros: simple, templates, AI generation
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cons: free version limits
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why: presentations, posts, banners
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price: free, Pro from $10/month
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link: canva.com
Adobe Firefly
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what: Adobe AI image generator
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pros: quality, Adobe integration
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cons: paid subscription
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why: image generation for projects
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price: from $5/month
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link: firefly.adobe.com
Midjourney
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what: AI image generator
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pros: high quality, detail
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cons: via Discord, paid
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why: creating unique images
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price: from $10/month
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link: midjourney.com
When to use:
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need images for presentations, posts
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creating visuals for projects
5. Meetings and Audio
Otter.ai
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what: automatic meeting transcription
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pros: Zoom/Meet integration, summaries
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cons: English better than Russian
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why: meeting recording and transcription
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price: free up to 300 min/month, Pro $10/month
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link: otter.ai
Fireflies.ai
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what: AI assistant for meetings
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pros: recordings, transcripts, summaries, integrations
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cons: paid subscription for teams
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why: meeting automation
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price: free (basic), Pro from $10/month
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link: fireflies.ai
tl;dv
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what: meeting recordings and summaries
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pros: Zoom/Meet integration, free tier
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cons: fewer features so far
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why: team meeting recordings
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price: free, Pro from $20/month
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link: tldv.io
When to use:
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many meetings
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need recordings and summaries
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distributed team